Homebuyer Education & Homeownership Counseling

Homebuyer Education

The Clinch Powell Home Team is proud to announce the availability of Homebuyer Education classes. These classes are based on the nationally-renown curriculum "Realizing the American Dream" by the Neighborhood Reinvestment Training Institute. The training is designed to help potential homebuyers,

  • determine if the are ready to buy a home,
  • how to budget for a home,
  • understand credit reports and scoring,
  • learning the four C's of credit,
  • how to shop for a new home,
  • getting a mortgage loan
  • and keeping and maintaining a home.

Homebuyer Education is currently being offered by certified Home Team staff in Claiborne, Grainger, Hancock, Hawkins and Union counties. If you are interested, please contact the RC&D at 1-800-814-6355 (Grainger County residents, dial 828-5927).

Download a Brochure on the Home Team's Homebuyer Education course. (PDF 250kb)

Tips for successful Home Buying.

  • Determine your buyer Readiness: Make sure that you are ready to buy a home by considering things such as credit standing, budgeting, income and savings.

  • Learn who you will work with during the process: Leanders, Attorneys, appraisers, surveyors, real estate agents and home inspectors are some of the players in this process.

  • Learn how to maintain a good credit record: Learn how to read your credit report in order to assess homebuyer readiness.

  • Be informed: There are many things to hearn about buying a home such as down payments, interest rates & Closing costs. You will learn to shop for the loan that fits your budget.

  • Be a successful homebuyer: A new home is a big change and you can learn to respond to the change. You can learn to budget your money carefully so that monthly payments can be met promptly to avoid things such as bad credit or foreclosure and to have enough money for maintenance and repairs.

Homeownership Counseling

Clinch-Powell RC&D is a HUD-approved counseling agency that can provide one-on-one counseling to residents in our 5-county region aand beyond. When used in conjunction with our Homebuyer Education program, we can help individuals get the right home at a fair price. If you have a mortgage and are falling behind on your payments, we can help with that too. If you are interested, contact the RC&D office at (865) 828-5927or email stephanie@clinchpowell.net

Clinch-Powell RC&D is a Fair Housing / Equal Opportunity Organization

^ TOP ^

This Website was made possible by the Department of Commerce National Telecommunications and Infrastructure Administration.

“All programs and assistance of the RC&D Council are available without regard to race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status. Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact the USDA’s TARGET Center at (202) 720-2600 (voice and TDD).”